• Duplicates Auto-lease-to-own system which writes down a depreciating asset over half decade while maintaining loans original value. This allows bank to resale mortgage at full value.
• Works like a Short Sale, but faster turnaround for less paper work.
• Write down is 50% to 90% less (over today’s short sale or other options) and spread out over a half ...
We simply take the automobile-lease-to-own financing system and apply it to housing.
The auto lease system allows us to write down a depreciating asset (the value of the car or house goes down) over a half decade. This system still maintains the full value of the original (auto or home) loan. We therefore call this the De-LETO Mortgage or the Depreciating Lease To ...
Moody's Report Part IThe Home Appreciation Mortgage Plan
Mr. Zandi (from Economics.com and sponsored by Moody's) compiled this report presenting a near duplicate of our De-LETO system. The difference is that our program provides more options, greater affordability and a broader application. However, this wonderful report presents all the same market advantages we claimed for De-LETO. We will be contacting them (economics.com) shortly to see if they would ...
The U.S. economy is contracting
and it appears likely to suffer a recession.
Private sector employment has been
declining since December, vehicle sales
have fallen sharply since the beginning
of the year, industrial production is
declining, and consumer spending is at
best flat. Arizona, California, Florida,
Michigan, Nevada, Ohio, Rhode Island,
Tennessee and Wisconsin ...
The Economic Case for a More Aggressive Policy Response
The economy is contracting and
appears to be in the midst of a recession.
Conditions began to erode substantially
soon after last summer’s subprime
financial shock and turned measurably
worse by year’s end. Real GDP growth,
which came to a standstill in the fourth
quarter of 2007, is set to decline in the
first half of 2008. Employment is falling,
vehicle sales have plunged, manufacturing
is ...
New ROOPA Edition @ Lulu.com@ lulu.com; search under raghu roopa
1 Year and 3 Re-writes, ready to go - almost.
Available at lulu.com.
Search under raghu roopa.
3 Options:
Complete Edition with all chapters available in hard copy.
Abridged Edition with just 8 chapters, also hard copy or
Free down load with just the Summary Chapter.
The re-writes on ROOPA have consumed the bulk of my writing time - which comes to just a couple hours a day. This has ...
ROOPA BOOK Available on-lineLulu.com carries ROOPA
ROOPA is now available for distribution at Lulu.com. Just search under roopa or raghu or tax reform at the lulu site. ROOPA: Responsibility for One's Own Product's & Actions will come up and sells for about $9 not including shipping. We will also be adding in other editions such as an internet download copy, sample copies with just 4 chapters and large and small book sizes. We will have those editions ...
ROOPA Summary Part A:Social Cost: The Magic Bullet of Social Policy & Tax Reform
The Savings, Efficiencies & Fairness of a Social Cost Based Tax System Called ROOPA:
Responsibility for One’s Own Products & Actions
ROOPA is the tax program you’ve been waiting for. ROOPA can cut taxes by half while still doubling benefits and programs.
ROOPA’s secret is simple. ROOPA works from a social cost based approach to develop new found economic policy platforms. “Social costs” are ...
ROOPA Summary Part BScience Based Policy versus Ideology: The Mechanics of
Alcohol demonstrates how its social costs effectively high light ALL the points of greatest economic liability thereby underscoring where intervention will be most effective. This example of Alcohol shows we have 3 prime areas of cost:
45% = alcoholics;
40% = dunk drivers and
15% = all other drinkers combined.
Knowing this ‘break down’ allows us to separate out 85% of the social cost by ...
Summary Part CDuel Tax System: Flat Tax meets Vice Tax = Barata + DOTS
This brings us to one of ROOPA’s greatest political advantages. ROOPA blends the best initiatives of both political parties. Doing this allows ROOPA to lay the broadest common ground for real bipartisanship.
Republicans have been pushing the Flat Tax for decades. Meanwhile, Democrats never get enough of their Vice Tax. Democrats are always levying a growing number of taxes on to cigarettes, liquor, ...
Summary Part DHow Barata & DOTS Work with a DUI
The last chapter section introduced DOTS: Defined Optional Spending. Now we will show you how it all comes together into a working policy program.
This DOTS system by ROOPA is a unique feature unmatched by the cookie cutter tax policies of the day. DOTS gives us a mechanism that is interactive to our own life style. The young, gay man can designate his ‘extra taxes/cash’ towards AIDS funding. ...
Summary Part ECOTAS: Consolidated Tax Spending
We still have one last bonus: Cotas = Consolidated Tax Spending. This feature will stand as a ROOPA trade mark. Cotas will be applied to every possible industry. ROOPA will consolidate 85% of all tax revenues of each industry and place it into a single program. This program will be dedicated to reducing the social cost of that industry. Washington can no longer touch these tax revenues for any other ...
New Updated Video for YouTube Solves Housing CrisisScrimpted video of New Mortgage system more complete.
The YouTube Video posting of our new mortgage system has been good. About 200 views in just a couple days though I only notified 4 people about it. We have now scripted an updated version that is more comprehensive and easier to follow.
We have included a copy of it here. Just click on the video copy below. We have Part 1 of a 5 part series. Hope to have part 2 and 3 done today.
YouTube Video PresentationWatch the simple presentation on UTube
Here's the YouTube presentation I did last Sunday after reading about the Fannie May/Mac mortgage crisis. Its a little clumsy but shows just how simple and effective this new mortgage system is to implement.
I can send a copy of the spreed sheet for those that are interested and also have available on gmail documents to look at. Just write me at roopayoutube@gmail.com for a copy of the spreed sheet.
